Our Aim is to Provide Health Benefits to the Employees of Small Businesses!

Stop worrying about medical costs - get short-term health insurance from Prime Insurance Brokerage! This is the perfect way to stay away from surprise expenses while between jobs or without regular coverage.

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Small Business Marketplace | Group Health and Employer-Based Health Insurance | Prime Insurance Brokerage

Are you a small business owner in South Carolina, Texas, North Carolina, Georgia, and across the USA looking for affordable group health or employer-based health insurance options? Look no further than Prime Insurance Brokerage! Our experienced team understands the challenges facing small businesses when it comes to offering comprehensive health coverage. We specialize in finding affordable insurance solutions for employers with 50 or fewer employees, taking into account the latest healthcare reform changes and regulations.

Why Choose Small Business Health Coverage?

COST EFFICIENCY

TAX BENEFITS

INCLUSIVE FAMILY COVERAGE

What is Compliance with Healthcare Reform?

The Affordable Care Act (ACA) requires certain businesses to offer health coverage to their employees. By offering health coverage, you can avoid penalties and stay compliant with the law.

Why Offer Health Insurance for Your Employees?

Offering health coverage is a great way to attract and retain talented employees. It can be a key factor in a candidate's decision to join your team and can help increase employee loyalty.

Can It Improve Morale?

When employees have health coverage, they feel more valued and supported by their employer. This can lead to improved morale and a more positive work environment.

Why Choose Prime Insurance Brokerage?

Experience the dedication of a company built on integrity and client service.

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Affordable Health Coverage Options

Prime Insurance Brokerage specializes in finding affordable health coverage options for small businesses with 50 or fewer employees. They'll work with you to find the right plan to fit your budget and meet the specific needs of your employees.

Cost-effective Plans

One of the primary concerns for small businesses when it comes to offering health coverage is cost. Prime Insurance Brokerage understands this, and works with their clients to find the most cost-effective plans that still provide comprehensive coverage.

Flexibility

Prime Insurance Brokerage offers a range of health coverage options, including HMOs, PPOs, and HDHPs. They'll work with you to find the right plan for your specific needs and budget.

Negotiated Rates

Prime Insurance Brokerage has long-standing relationships with major insurance carriers and can often negotiate better rates on behalf of their clients.

Tax Benefits

Depending on the size of your business and the type of health coverage you offer, you may be eligible for tax benefits. Prime Insurance Brokerage can help you understand your tax benefits and maximize them.

Comparison Shopping

Prime Insurance Brokerage takes the time to compare different health coverage options from various carriers, so you can rest assured that you're getting the best value for your money.

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Compliance with Healthcare Reform

With healthcare reform changes and regulations constantly evolving, it can be difficult for small business owners to stay on top of everything. Prime Insurance Brokerage can help you stay compliant with ACA Notices & Disclosures, W-2 Reporting, Employer Penalty Rules, and MLR Rebates.

Expertise in Healthcare Reform

The Affordable Care Act (ACA) is a complex law, and staying compliant with its many regulations can be difficult for small business owners. Prime Insurance Brokerage has years of experience in helping small businesses navigate the complexities of healthcare reform and stay compliant with the law.

Notification and Disclosure Compliance

The ACA requires employers to provide certain notices and disclosures to employees regarding their health coverage. Prime Insurance Brokerage can help ensure that you're meeting all of these requirements, such as providing annual summaries of benefits and coverage.

W-2 Reporting

Employers are required to report the cost of health coverage on employees' W-2 forms. Prime Insurance Brokerage can help you make sure that you're reporting this information accurately and in compliance with the law.

Penalty Avoidance

Under the ACA, certain employers may face penalties for failing to offer affordable, minimum essential coverage to their employees. Prime Insurance Brokerage can help you avoid these penalties by ensuring that you're offering the right type of coverage and meeting all of the necessary requirements.

MLR Rebates

The ACA requires insurance carriers to spend a certain percentage of premiums on medical care and quality improvement. If they don't meet these requirements, they may have to provide rebates to policyholders. Prime Insurance Brokerage can help you understand this complicated requirement and ensure that you're receiving any rebates that you're entitled to.

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Customized Insurance Plans

Every small business is different, and Prime Insurance Brokerage understands that. They offer customized insurance plans that include comprehensive healthcare coverage, as well as options for health, dental, vision, short-term, individual, or relocation insurance.

Comprehensive Healthcare Coverage

Prime Insurance Brokerage understands that small businesses need comprehensive healthcare coverage to attract and retain talented employees. They offer a range of plans that provide coverage for medical, dental, vision, and other essential healthcare services.

Options for Different Needs

Every small business is different, and Prime Insurance Brokerage offers a variety of insurance plans to meet the specific needs of their clients. For example, they offer short-term health insurance for employees who may be in between jobs or are waiting for their coverage to start.

Individual and Relocation Insurance

Prime Insurance Brokerage also offers individual and relocation insurance plans for small businesses. This can be especially helpful for businesses that have employees who frequently travel or relocate for work.

Budget-Friendly Plans

While comprehensive healthcare coverage is important, cost is also a concern for small businesses. Prime Insurance Brokerage will work with you to find a plan that fits your budget, without sacrificing important benefits or coverage.

Easy Enrollment Process

Prime Insurance Brokerage makes the enrollment process easy for small businesses. They'll work with you to understand your specific needs and help you choose the right plan. Then, they'll help you with the enrollment process, ensuring that it's seamless and hassle-free.

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Expert Advice And Support

Navigating the world of insurance options can be confusing and overwhelming for small business owners. That's why Prime Insurance Brokerage offers expert advice and support every step of the way. They'll take the time to understand your business needs and help you find the right plan.

Knowledgeable Insurance Experts

rime Insurance Brokerage has a team of knowledgeable insurance experts who can help small business owners navigate the complex world of insurance options. They have years of experience in the industry and are well-versed in the latest healthcare regulations and requirements.

Personalized Service

Prime Insurance Brokerage takes the time to understand the unique needs of each small business they work with. They'll provide personalized service and advice to help you choose the right insurance plan for your business.

Partnership Mentality

Prime Insurance Brokerage takes a partnership personally with their small business clients. They're committed to helping businesses succeed, and will work with you to ensure that your insurance plan is helping you achieve your business goals.

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